how to claim motor accident insurence without lawyer in india

   how to claim motor accident insurence without lawyer in india  

    

How to Claim Car Insurance After Accident  India?

The traffic density India can be very high due to the sheer number of vehicle. you may drive safely and ensure you follow traffic rule, there may be unavoidable mishap.  process to raise a claim for car insurance after an accident has evolved over the year. Technology and   various transaction have made it easier to follow certain procedure. Read on to learn what steps you need to take after accident in 

      

   

Procedure For Making  Car Insurance Claim  Meeting  Accident:

Claiming car insurance after accident requires  understanding of the procedure registering the claim with your insurance company. Below is a step-by-step guide  making   insurance claim:

   

  

1. Inform Your Insurance Company:

Make a call  your insurance company  inform them about the accident and give detailed information about damages to your car. Ensure you do not withhold any information  your insurer as it may be counterproductive while settling claim.

2. File an FIR with the Police:

Inform the police about the accident immediately and file  First Information Report  if required. FIR is required in case of theft, road accident  fire. You may not require an if it is for minor dents and .  you will require it when a third party is involved the accident.

3. Take Pictures:

Make sure you take enough picture the damage and  place of the accident. Ensure the photograph are clear and damages are visible so that the insurance company will be able  examine the extent of physical damage and settle the claim accordingly.

4. Submit Required Documents to the Insurer:

To process  claim, the insurance company require certain documents such as a copy of the insurance policy, FIR, the owner-driver’s Driving Licence, a copy of Registration Certificate  your car, etc. Ensure you submit these document and work with your insurer   hassle-free experience.

5. Get Your Car Repaired:

You can take your car to  garage to get  repaired. Or, you can ask your insurance company  fixed. If the insurer approves your claim, you will   reimbursed or compensated for the loss accordingly.

Also, read: Constructive Total 

6. In The Case of Theft:

In case your car is stolen,  informing your insurance company and file an FIR at the local police station. Submit document such as the , your , , etc. to the insurance company. If the police are not able to trace the car within a reasonable time frame, they will issue  -traceable certificate.  will then settle the claim and pay  current market value of your car.

Document Required To Make a  Insurance Claim:

One of the most important aspects while raising  claim on your  insurance is submit the required document. Below is the list of document required while raising a car insurance claim:

Copy of your car insurance policy.

The First Information Report (FIR) from  

Copy of  driver’s driving 

Duly filled and signed claim

Original repair bill, cash receipt, 

Copy of your car’s Registration 

Medical receipt in case of 

Also, read: 25 Car Insurance Secret That Your Insurer Won’t 

Additional Document in Case of Reimbursement 

In case you would like your car repaired with your money then want to raise a claim to get a reimbursement, you will have to provide additional document to the insurance company. are the document in case of reimbursement claim:

Original repair bills  cash 

All other document listed ove section.