best credit card in india with no annual fee
1. HSBC Visa Platinum credit card
the HSBC Visa Premium credit card yields benefit that extend beyond the no annual fee incentive. if you frequently swipe a card for travelling, , and online shopping purposes, this is just the right card you.
as part of their welcome , the bank offers an Amazon voucher worth ₹500 on a transaction starting ₹500 within 30 days of card issuance. you're a shopping and networking buff, it's expected that you'll make at least 5 transaction in two month. in this case, bank offer a generous 10% cashback (up to ₹2,000) on ₹10,000 and more.
that's not all. for movie enthusiasts can't resist the theatre aura, the salted popcorn, and the chilly soda,offers vouchers worth ₹500 on ₹50,000 spent (₹3,000 per cardholder per year).
2. Fortune Gold card
primarily structured Indian entrepreneurial community, Fortune Gold credit card is a zero annual fee and interest-free cash withdrawal card, feature that are difficult to turn down.
sign up for a Fortune card avail the following benefit:
cash withdrawal permitted to 50% of the credit limit
fuel surcharge waiver transaction between ₹500-₹3,000
4 free tickets (applicable for 3 months) ₹750 Cashback on spending ₹1,50,000 per year
on account of theft, claim insurance against ₹50,000 against misuse up 7
outstation cheque processing fee, charge slip request, machine surcharge all waived
3. Axis Bank Easy credit card
Axis Bank Easy credit card is a 0 annual fee - 0 joining fee credit card for individuals having a minimum fixed deposit (FD) of ₹20,000 in Axis Bank.
let's look at their offering:
100% cash withdrawal permitted to the credit limit
set your own credit limit, withmaximum touching 80% of the FD limit
1% fuel surcharge waiver fuel transactions between ₹400-₹4,000
15% dining discounts at select restaurant
in case of theft , the bank replaces card with no replacement fee. these credit card benefit and protection work best for first-time users (18+) with credit historie.
4. i, meaning progres, is what SBI promote with their credit card offering. offering 4-year zero annual fee, has taken extra steps to make this card function as a mode of payment.
i has the following features:
earn 1 Reward on every ₹100 spent
1% fuel surcharge waiver for transactions between ₹500-₹3,000
spend ₹50,000 annually earn ₹500 cashback
make any purchase above ₹2,500 using this card unlock the opportunity of converting credit card transactions into (flexipay)
the bank offer a 25 day interest-free credit period on retail purchases along with the option to withdraw cash up to 80% of the total credit limit
the card is issued on eligibility: hold an FD with worth ₹25,000 or more.
5. ICICI Bank Platinum Chip credit card
the Bank Platinum Chip credit card is best suited for individual who step out occasionally for recreation wining and dining. leveraging its 0 joining and annual fees policy, this card offer the following advantage:
avail 15% discount on 2500 restaurant operating in 12 major cities with the Bank culinary treats programme
1% fuel surcharge waiver (maximum ₹4000) at pump
2 payback point on every ₹100 retail purchase
earn 1 payback point on every ₹100 spent on and insurance
enhanced embedded microchip security against counterfeiting
eligibility: age 23+
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